About RealHike

When you receive a new job offer in India, the CTC number alone tells you very little. Your actual monthly take-home depends on how your salary is structured, which state you work in, how much professional tax applies, and what your PF deductions look like under the new Labour Codes.

RealHike calculates your real in-hand salary from the new CTC, then shows you the complete financial picture of switching — including the cost of buying out your notice period and the after-tax value of your joining bonus.

The free version shows your monthly take-home comparison. The premium version (one-time ₹49) unlocks your notice buyout cost, joining bonus after tax, exact break-even month, year-1 net gain, and a downloadable PDF summary.

New tax regime, FY 2025-26. All calculations use the default new tax regime with the revised slabs, ₹75,000 standard deduction, and Section 87A rebate that makes income up to ₹12 lakh effectively tax-free.

Basic salary at 50% of CTC. Under the new Labour Codes effective November 2025, basic salary must be at least 50% of total compensation. RealHike uses this as the default, which also determines PF and gratuity deductions.

State-accurate professional tax. Professional tax varies significantly across India — from ₹0 in Delhi and Haryana to ₹100–208 per month in Tamil Nadu, Karnataka, and Maharashtra. RealHike applies the correct slab for your selected state.

PF capped at ₹1,800 per month. Employee PF contribution is capped at 12% of ₹15,000 basic, which equals ₹1,800 per month for most employees whose basic exceeds ₹15,000.

Notice buyout calculated on gross salary. Per-day rate is monthly gross divided by 30, multiplied by the number of days you need to buy out.

RealHike provides estimates accurate to within approximately 3–5% for most salary structures. Actual figures will differ if your company uses a different basic salary percentage, a different PF contribution policy, or a salary structure with significant non-standard components.

For exact figures, please consult a Chartered Accountant. RealHike is a planning tool, not a substitute for professional financial advice.

All calculations happen entirely in your browser. No data is sent to any server. No information is stored or shared.